Contractor
Insurance
Done Right.
Get covered fast with A-rated carriers. We specialize exclusively in commercial insurance for contractors — General Liability, Workers' Comp, Builder's Risk and more.
What's your trade?
No spam. No obligation. 100% free.
Everything Contractors Need
From solo handymen to large construction firms — we have the right coverage for every trade and every job size.
General Liability
Protects against third-party bodily injury, property damage, and completed operations claims.
Workers' Compensation
Required in most states. Covers medical expenses and lost wages for on-the-job injuries.
Builder's Risk
Covers buildings and materials under construction against fire, theft, vandalism, and weather.
Tools & Equipment
Protects your tools, machinery, and equipment from theft, damage, or loss on and off the job site.
Professional Liability
Covers claims of errors, omissions, or negligence in your professional services and design work.
Umbrella / Excess
Extra liability protection above your primary policy limits — essential for large projects.
Your Trade. Your Coverage.
We specialize in contractor insurance — not generic business policies. Click your trade to get a quote tailored to your work.
We Speak
Contractor.
We've spent over a decade specializing exclusively in commercial insurance for contractors. We know what your clients require, what job sites demand, and how to get you covered fast.
Get your COI the same day — never lose a job waiting for paperwork.
We compare A-rated carriers to find the best rate for your specific trade.
Call us and a licensed specialist answers — no bots, no hold queues.
Add additional insureds, update limits, or make changes same day.
Covered in 3 Simple Steps
No complicated forms. No long waits. Just fast, professional service.
Tell Us About Your Business
Fill out our quick 3-step form in under 5 minutes. Trade, coverage needs, and contact info.
We Shop the Best Rates
Our specialists compare quotes from multiple A-rated carriers to find the best coverage at the lowest price.
Get Your Certificate
Approve your policy and receive your Certificate of Insurance immediately — often within 2 hours.
No spam. No obligation. Licensed specialists available Mon–Fri 8am–6pm.
Contractors Trust Prime
4.9/5 average rating from 200+ contractor clients
"Prime Commercial got me a certificate of insurance the SAME DAY I called. I was about to lose a $200K contract because my old policy lapsed. These guys literally saved my business."
"I've been with three other insurance agencies. None of them understood roofing like Prime does. They got me better coverage at $180 less per month than what I was paying."
"Fast, professional, and they actually answer the phone. Got my GL and Workers' Comp bundled at a price that made sense. Certificate was in my email within 2 hours."
Need a COI
Today?
Don't lose a job because your certificate isn't ready. We issue Certificates of Insurance the same day — often within 2 hours of your call.
Turnaround
Don't Risk Your Business
One More Day.
Get a free, no-obligation quote in 2 minutes. A licensed specialist will contact you with your personalized coverage options — same day.